Credit card debt has hit the highest it has ever been in history. Not for luxury items but for the ever increasing cost of living. Mortgages are unreachable. In some cases insurance has quadrupled, Utilities and different taxes have skyrocketed. People are paying off that latest iPhone and sporting off that new fancy red car they are paying a fortune just to keep up with the Jones, Medical care is out of control. Grocery prices are astronomical. Petrol and car repairs take the best part of your paycheck. Your morning coffee has hit ten dollars and childcare is out of the roof! People are forking out these costs just so they can go to work to pay these necessities off. People come home from a big day and spend an hour or two in their abode watching the box, sleep and wake up to another day of the the same rigmarole and rat race. Making the morning commute to work by car, where you are stuck in traffic, or by public transport is not something I will never ever do!
The list goes on. I see it it all the time. Friends and family have subscribed to to the prison planet and it scares me. My expenses are rather simple. I have a Netflix account, I have petrol to pay, I have a mobile phone that is prepaid, I pay a small amount of rent and I pay a small amount of health insurance. They are my expenses. The rest get’s put into savings.
This has all been put into place by design. I don’t want children… I’m not going to have children! I have 3 nephews who I love to bits but in small does. I see what their parents go through and I simply don’t have the energy to play with them on a continuous basis. I’m looking forward to them recaching their teen years so I can introduce them to quality tunes and books. They’re parents spoil them with every toy or recent trend so there’s no point in trying to compete with that. One day they will appreciate Tool and Nirvana.
I understand having a partner a children have there upsides. I like the idea of settling down with a lady and having a family. I’m sure there are rewards for doing this but the negatives completely outweigh the positives. I really don’t feel like I’m missing out. Who knows, this may happen one one day but I SERIOUSLY doubt this. I’m over 40 years old so if I was wanting the family time is running out and as things stand at this moment, my mind is made up. Getting involved in a mariage is a dangerous financial move for a man. Most marriages end in divorce and the lady in most cases is entitled to half your finances or more and if you have kids, this can become real sticky. Having a child is an 18 year commitment. I’d prefer to keep my coin!
I don’t believe in debt and I will never find myself falling into this trap. I only spend money that I have an I’m not a number on a computer screen. Screw off and leave me alone! I will always drive an older model car and I don't believe the evils of credit cards. As for a mortgage… I am a million miles away from this. I will be a rented for the rest of my life.
I cherish my freedom. This comes number one! I have nobody to answer to and within reason I can do as I please when I please. I’m resposible for myself. Sure, I have a small group of friends but they don’t tie me down. This might seem like a sad, lonely and empty lifestyle but trust me.. I’m as happy as pie. Things won’t change either. This is who I am and I wouldn’t have it any other way.